Bolehlah.com membership

Join free.Refer friends.Earn Bolehlah Points.

Build your status, invite friends, and watch your points grow. Be first in line the moment loan applications open.

Plus real cash when a referred koperasi loan disburses — single-level, up to 55% of the lender's fee.

Download the app & join free

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Free to joinPDPA-alignedMade in Malaysia

Illustrative example0

Bolehlah Points

An illustration of how Bolehlah Points can stack up as you refer and engage

+50

Friend joins

+100

Completes verification

+150

Applies for a loan

+500

Loan disbursed

How rewards work

Three steps. Real points.

Every point is yours, free to earn and free to redeem.

Join free

Create your Bolehlah membership in minutes. Complete your profile to start earning points right away.

Refer with your code

Share your invite link or QR with friends. They join through you — and they're locked in as your referral.

Earn as friends grow

Each time a friend advances — joins, verifies, applies — points land in your account. Climb the status tiers.

The points ladder

Every friend you grow is points in your pocket

Bolehlah Points are a redeemable rewards currency you earn — collect them and spend them on perks. Here's what each friend earns you as they move forward — single-level, you earn only from friends you invite directly.

Redeem points toward things like a CTOS or eSGPA credit report — free value, yours to spend.

And on eligible loans, real cash rewards may apply — terms apply.

Friend joins

+50 pts credited to you

+50pts

Completes verification

+100 pts credited to you

+100pts

Applies for a loan

+150 pts credited to you

+150pts

Loan disbursed

+500 pts credited to you

+500pts

Tiers & cash payout

Your tier pays you — up to 55%

One ladder, climbed by VOLUME. Each tier carries its perks AND your cash payout rate — the share of the lender's fee you earn on eligible loans. You rise by the disbursed LOAN VOLUME your referred network generates (the value they bring), not by how many people you sign up. Start at Friend (bottom), climb to Founding Circle (top).

Three ways you're rewarded: (1) Bolehlah Points per friend's progress, (2) your TIER — which sets your perks AND your cash payout %, climbed by loan volume, and (3) network milestones — one-time bonus POINTS as your network grows, never cash.

You're climbing toward this

4
Founding Circle
Top
The inner circle — top rate, first look, concierge care.
Cash payout
up to55%
Reach it at RM 25M+ volume
Perks
- Founding Circle badge
- First-look features
- Concierge support
3
Champion
A trusted, high-volume referrer in the community.
Cash payout
46%
Reach it at RM 12M+ volume
Perks
- Verified referrer flair
- Early-access invitations
2
Connector
A few loans in — you're building momentum.
Cash payout
28%
Reach it at RM 3M+ volume
Perks
- Priority support queue
- Early access to new features
1
Friend
Start here
Where everyone starts — you're a referrer.
Cash payout
10%
Reach it at Your first ~RM 1M
Perks
- Referrer badge
- Track every friend's progress

The honest fine print

Cash rewards apply on ELIGIBLE loans only.
Paid when your friend's loan DISBURSES — never for a sign-up or a lead.
SINGLE-LEVEL: you earn only from friends you invite directly — never from their invitees.
Your tier — and your rate — is set by your network's loan VOLUME, not headcount.
Cash rewards apply to KOPERASI (co-operative) financing — Bolehlah funds the reward; it's never a fee taken from your friend.
“Up to 55%” is the top tier, not the typical rate. The program is launching — terms apply.

Built to comply

Single-level and paid only on a real disbursement — not a recruitment scheme (Anti-Pyramid Scheme & Direct Sales Act 1993, Act 500). Cash rewards apply to co-operative (koperasi) financing under the Co-operative Societies Act 1993 (Act 502). Your personal data is handled under the Personal Data Protection Act 2010 (Act 709).

Build your network

Grow a network, unlock badges + bonus points

A separate, NON-CASH layer. Each time your invited network reaches 5, 15, 50 or 150 friends you unlock a collectible badge plus a one-off bonus-POINT drop. Badges and points only — never cash (the cash rate lives on your tier above).

Layer 3 of 3: one-time bonus POINTS — separate from your tier's cash payout above.

Sprout

5 friends

+250 bonus

Grove

15 friends

+750 bonus

Forest

50 friends

+2,500 bonus

Canopy

150 friends

+7,500 bonus

Mystery-Boost

Up to ×1.5

Every milestone mints a surprise — bonus points, a points multiplier up to ×1.5, a streak freeze, or a collectible. You never know what you'll unwrap.

Bonus pointsUp to ×1.5Collectibles

Why join now

Loans open soon. Your head start begins today.

Loan applications open around end of July 2026. Members who join now build their status and points early — so you're first in line and already ahead when the doors open.

Be first in line when loans open

Start your status today, free

Lock in friends you invite